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Have a couple of drinks, but stay sober and keep your wits about you on this important date.Your first date is a time to get a feel for the chemistry and compatibility you might share.Don’t let him put you on the hook for any charges that he has run up for a date, and NEVER GIVE HIM MONEY.

The first date (or second or third) is also no time to reveal sensitive financial information.

Stock holdings, bank accounts, paid off mortgages or home values are strictly off limits.

The truly skilled scammers will wait until you ask if you can invest. Do a background check on a man if you have any concerns at all, and check out any companies or investment opportunities he alludes to as well.

Make sure your cell phone is fully charged and in your purse.

Never let him see your Social Security or Medicare card, and don’t let him get his hands on your credit or debit card.

Scam artists often “conveniently” forget their credit cards or tell you their ex-wife must have cancelled the cards when they are declined.Let them know where you’re going, how you’re getting there, and when you expect to be home.Maybe your date won’t show up and you’ll need a ride home after dark, or maybe you won’t want to continue the date, or there could even be a medical emergency. If it’s a first date, you are bound to be apprehensive, especially if you’ve never met him before. You will be a lot more at ease if you have a friendly couple you know join you.But, whether it’s your first or 51st date, you should always be in control of the circumstances around you.Be alert and in charge, and never get involved in a romance or financial scheme without doing your due diligence and getting advice from trusted friends and relatives who love you.You know a lot about the ways of the world, and you are fully able to take care of yourself.

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